Sami  Chowdhury

Sami Chowdhury

Broker

RE/MAX Realtron Realty Inc., Brokerage *

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Sami Chowdhury's blog

Toronto Housing Market — March 2026

Prices Are Lower, But the Market Is Quietly Shifting

If you are watching the Toronto housing market and trying to figure out whether this is a good time to buy, March 2026 gives you a clearer picture than the headlines alone.

Prices are still lower than last year. That sounds like good news for buyers. But there is another part of the story that matters just as much. Fewer homes are being listed, and more buyers are coming back into the market.

That combination changes how the market behaves.

Let’s break it down in a simple and practical way.

What Happened in March

Here are the key...

Ontario’s Expanded HST Rebate on New Housing: Policy Design, Economic Impact, and Implications for the GTA Real Estate Market

Introduction: A Major Fiscal Intervention in Ontario’s Housing Market

Ontario’s 2026 proposal to expand the Harmonized Sales Tax (HST) rebate on new housing represents one of the most significant demand-side interventions in the province’s housing sector in recent years. At a time when housing affordability remains strained and new construction activity has slowed, the provincial government—working in partnership with the federal government—has introduced a temporary policy designed to reduce the cost of newly built homes and stimulate residential development.

The proposal aims to remove...

Rent vs Own in Toronto (2026): What Happens After 25 Years?

Introduction: The $2,800 Question

If you are paying between $2,500 and $3,000 per month in rent in Toronto, you are in the same position as thousands of others.

The key question in 2026 is no longer whether home prices are high. The real question is:

What if that same monthly payment could go toward ownership?

With interest rates stabilizing and inventory increasing, the comparison has shifted from price to monthly cost.

Instead of comparing rent to purchase price, buyers are now comparing rent to mortgage payments.



The Scenario: Renting vs Owning

Buying Scenario

  • Purchase Price: $630,000
  • ...

Is the GTA Housing Market Rebounding in 2026?

The February 2026 housing statistics provide important clues about the direction of the Greater Toronto Area housing market. While prices remain lower than last year, several indicators suggest that the market may be stabilizing.

Understanding whether the market is rebounding requires examining the relationship between supply, demand, and pricing.

Sales Activity in February

During February 2026, the GTA recorded 3,868 residential home sales. Although this represents a 6.3 percent decline compared with February 2025, it still reflects steady transaction activity given the market adjustments...

Why Reading Books and Newspapers — Online or in Print — Remains Necessary in the Digital Age

 

In a world increasingly shaped by short videos, rapid headlines, and algorithm-driven content feeds, sustained reading may feel less urgent than it once was. However, research and lived experience consistently demonstrate that reading books and reputable newspapers — whether online or in print — remains essential for informed decision-making, civic engagement, and long-term cognitive development.

The format of information has changed. The need for deep understanding has not.

This article explains what is happening, why the shift occurred, who is affected, and what it means in practical...

Ramadan Mubarak: A Month of Reflection, Compassion, and Renewal

Ramadan is one of the most sacred months in the Islamic calendar, observed by millions of Muslims around the world. It is a time of spiritual reflection, self-discipline, gratitude, and deepened connection with faith and community. As the ninth month of the Islamic lunar calendar, Ramadan begins with the sighting of the crescent moon and lasts for 29 or 30 days.

 

During Ramadan, Muslims fast daily from dawn (Suhoor) until sunset (Iftar). Fasting means abstaining from food, drink, and other physical needs during daylight hours. However, Ramadan is much more than refraining from eating and...

Happy Lunar New Year 2026: Welcoming the Year of the Fire Horse 

Lunar New Year 2026 arrives with powerful symbolism: the Year of the Fire Horse—often associated with independence, ambition, high energy, and forward momentum. Unlike the Horse zodiac sign that returns every 12 years, a Fire Horse year is rarer, appearing only once every 60 years, which is why many people view 2026 as especially significant.

In the traditional Chinese zodiac system, the Horse is linked to movement, vitality, and bold decision-making. Pair that with the Fire element, and the theme becomes even more dynamic—think courage, action, and “go-time” energy. Many Lunar New Year...

Why Scarborough May Be One of Toronto’s Smartest Buys After Line 5 Eglinton

 

Why Buyers Should Be Watching Scarborough Right Now

For buyers priced out of Downtown and Midtown Toronto, Scarborough is quietly entering a new phase—one defined by connectivity without downtown pricing. This isn’t a speculative story or future promise. It’s a transition already underway, driven by infrastructure that fundamentally changes how the area functions within the city.

For decades, Scarborough’s relative affordability came with a trade-off: unreliable east–west travel, long bus commutes, and dependence on congested roads. Line 5 Eglinton removes one of the most persistent...

Why Line 5 Eglinton Changes Pricing Power for Scarborough Sellers

For Scarborough homeowners, the opening of Line 5 Eglinton represents a fundamental shift in how buyers evaluate value. Transit access has always influenced pricing, but Scarborough has historically been discounted due to commute friction. That discount is now shrinking.

With Line 5 fully operational:

  • Scarborough properties are no longer “bus-dependent”
  • Buyers can reach Midtown and Line 1 without relying on congested east–west roads
  • Commute certainty becomes a selling feature, not a weakness

What This Means for Sellers

  • Stronger positioning: Homes near Kennedy, Golden Mile, Birchmount,...

New England Patriots: History, Dynasty, and the Road Ahead

 

The New England Patriots are one of the most successful and influential franchises in National Football League history. Known for their championship pedigree, disciplined culture, and sustained excellence, the Patriots have shaped modern NFL football more than almost any other team.

Founded in 1959 as the Boston Patriots, the franchise was a charter member of the American Football League before joining the NFL in the AFL–NFL merger of 1970. The team relocated to Foxborough, Massachusetts in 1971 and adopted the name New England Patriots, representing the entire New England region.

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